Please call our office and one of our friendly staff members will call your insurance company and get your benefits sent over. Our number is 727-327-7701.

This stands for Preferred Provider Organization or Dental Preferred Provider Organization. Most dentists charge UCR (Usual, Customary and Reasonable) fees set forth by the American Dental Association. These fees are fairly charged to the patient and reasonably compensate the dentist based on overhead (zip code?). This allows the dentist you are seeing to use quality products and spend the time needed to perform dental procedures properly, providing the best treatment possible. Most PPO plans allow you to select the dentist of your choice and have the same benefits in-network as they do out-of-network. Most dentists will work with PPO or DPPO plans and not HMO Plans. 

Yes we do!  We call your insurance company, obtain a breakdown of benefits and file your insurance claims for you. See the list of insurance companies below.

HMO or DHMO stands for Dental Health Maintenance Organization or Health Maintenance Organization. If you have an HMO plan you have probably exhausted yourself calling offices to see if they accept it. HMO plans compensate dental offices very little on procedures therefore most dentists do not accept it, this leaves you with a limited list of providers to choose from. Dentists who accept HMO plans see double, if not triple the patients a PPO dentist does in a given day. For example an HMO dentist would typically receive around $25, from the insurance company, for their hygienist to clean a patient’s teeth. A patient should have an entire hour reserved for their cleaning appointment. This being said $25 would not cover the hygienist salary, materials used and other overhead required to see this patient, therefore an HMO dentist will see two-three patients in an hour to be able to afford keep their office open and running. This applies to fillings, crowns and other dental work as well. This type of rushed treatment typically results in poor workmanship due to an overworked dentist and staff, which later leads to unnecessary and expensive dental treatment in the future. HMO plans will not pay offices out of network and they will not reimburse you. We do not accept HMO insurance for this reason. We always spend the time necessary to properly treat patients and make sure every procedure is meticulously performed.

Yes and you will need to call your HR or insurance company to make the switch. You will likely pay more for a PPO plan but remember you get what you pay for. If you don’t need a lot of dental treatment you may want to consider not purchasing a plan altogether. You might end up paying more than you will receive in benefits. Insurance companies only pay for a percentage of most dental procedures. When you call your insurance company to switch plans, you may want to ask the following:  1) Can I can go to the dentist of my choice? 2) Does my plan pay out Usual, Customary and Reasonable fees and NOT a fee schedule? If they pay on a fee schedule you will be responsible for the difference of the dental procedure and insurance payment. 3) Does the insurance company pay the dental office? This is called ‘Assignment of Benefits’. If the check is paid to the patient, the patient or policy holder will need to pay for the procedure in full and the insurance company will reimburse you the percentage covered weeks or months later. Not all PPO plans are worth paying for and can be just as bad as HMO plans.  Call or come in our office and we are happy to answer insurance questions at no charge. We are here to help!

It depends on the insurance plan you have. Most insurance companies pay cleanings, x-rays and exams (preventative procedures) at 100%. Fillings (basic procedures) are typically covered at 80% and crowns, extractions, bridges, dentures (major procedures) are typically paid at 50%.  After your first visit and upon your request, we contact the insurance company to obtain a pre-determination from your insurance company on exact cost.